Privacy & Cookies Policy

The Moat Investor (“us,” “our,” “we”) respects your privacy and is committed to informing you of what information we collect, how we use it, and what security measures we have taken to protect your information, including your personal data.

This Privacy Policy (also referred to as “Policy”) describes how we collect and use personal information that may directly, or indirectly, identify you during and after your relationship with us and/or through our Site (collectively, “Personal Information”). In particular, this Privacy Policy describes the basis upon which and for what purposes we process your Personal Information, as well as your privacy rights under certain privacy laws including, where applicable, under US privacy laws and the European Union’s (“EU”) General Data Protection Regulation (“GDPR”), and how we protect your Personal Information.

By visiting this Site, you are accepting the practices described in this Policy. If you do not agree to this Policy, please do not use this Site.

How Do We Collect Your Information?

We collect Personal Information in order to provide you with our services (“Services”). For further details, please see the “How Will We Use Your Information?” section below.

We collect Personal Information from the following sources:

Information Collected Directly from You: We may collect Personal Information, such as your email address or name directly from you. For example, Personal Information may be collected when you fill out a Newsletter sign up or contact forms, or otherwise provide us information through the Site.

Information Collected Through Our Site: When you visit www.moatinvestor.com and use our “Newsletter Sign up” form, certain information may be collected. Among the types of information that may be collected are:

  • e-mail address and any additional information you provide in the “Newsletter Sign up” form or other forms on our Site;
  • “navigational information” regarding the traffic patterns of our Site, including the number of visits to a particular page and user-specific information on which pages a guest visits, average length of time spent on the Site and similar Site usage data;
  • any information that you may choose to submit in connection with any e-mail messages, on-site surveys, and the like; and
  • cookies that track your IP address and certain other information from you when you visit our Site. For further details, please see the “How Do We Use Cookies?” section below.

What Information Do We Collect?

We collect Personal Information in order to provide you with our Services. This type of personal information that we collect may include:

  • Email address and name

How Will We Use Your Information?

As discussed in detail below, we may use your Personal Information:

  • to administer our relationship and maintain Services;
  • for marketing and business development; or
  • for historical and statistical purposes.

To Provide Subscription Services

Where it is necessary to communicate with and perform our Services for our subscribers or to take steps at our subscriber’s request to provide Services, We may collect or generate additional details about you during the course of such engagement in order to provide you with our Services.

For Newsletters, Mailing Lists, Business Development

In connection to our Services, we use your Personal Information for direct marketing purposes, including sending you newsletters, alerts and information we think may interest you electronically.

You may update your preferences or opt out at any time. For more information on how to do this, please see the “Opt-Out Procedures” section below.

For Analytics and Improvement

To better understand how users access and use the Site, our other services and offerings, and for other research and analytical purposes, such as to evaluate and improve our services and business operations and to develop services and features.

Providing Information to Third-Parties

We do not share your Personal Information with third-parties. The third-parties with whom we may need to share Personal Information to help us provide Services to you and to maintain our Site include:

  • law enforcement authorities, government officials, or to comply with any and all applicable laws.

Lawful Basis for Processing

We only processes your Personal Information where we have a lawful basis for doing so, such as the following:

  • User Consent: This is where you give us your freely, informed, and voluntary consent to process your Personal Information in connection to our Services.
  • Legal Obligation: This is where we process your Personal Information to comply with applicable rules, laws, and regulations.
  • Legitimate Business Purposes: This is where we have a legitimate interest, as a business, to process your Personal Information.

What are Your Data Protection Rights?

To the extent permitted by the applicable law of your jurisdiction, in relation to your Personal Information, you may request:

  • to have your Personal Information corrected, for example, if it is incomplete or incorrect;
  • to opt out of receiving marketing communications at any time; and
  • the right to file a complaint with an applicable government regulator such as a Data Protection Authority.

In addition to the foregoing, if you are located in the European Economic Area (“EEA”), to the extent permitted by applicable law, in relation to your Personal Information, you may request:

  • to access the Personal Information held by us about you;
  • the right to restrict or object to the processing of your Personal Information, or request that your Personal Information is erased;
  • the right to receive a copy of the Personal Information which you have provided to the firm, in a structured, commonly used and machine-readable format (known as “data portability”); and
  • where you have provided Personal Information voluntarily, or otherwise consented to its use, the right to withdraw your consent.

To help protect your privacy and maintain security, we may take steps to verify your identity before granting you access to your information.

Opt-Out Procedures

To opt out of receiving e-mails from us, simply use the unsubscribe option at the end of any email we have sent to you. 

Retention of Personal Information

To the extent permitted by applicable law, we retain your Personal Information for the period necessary to serve the purposes for which we obtained it. We may also retain your Personal Information beyond such period in accordance with applicable laws, regulations, or another lawful basis, including but not limited to, compliance with our contractual obligations, legal obligations, regulatory obligations, legal claims, or another legitimate interest.

Our Site is Not for Use by Minors

Our Site is not directed to any person under the age of 16 years. By using the Site, you represent and warrant that you are at least 16 years old. The Site does not contain an application or other mechanism to determine the age of users. All information provided to us will be treated as if it was provided by a person 16 years or older. If, however, we learn that a person has submitted information about himself or herself to us and is under the age of 16, we will attempt to delete the account and any related information as soon as possible.

Information Collected from Users Outside the United States

This Site is hosted in the United States. If you are visiting the Site from outside the United States, your information may be transferred to, stored and processed in the United States in accordance with this Privacy Policy and applicable US laws. Please note that data protection and other applicable laws of the United States may not be as comprehensive as those laws or regulations in your country or may otherwise differ from the data protection or consumer protection laws in your country. By using this Site, you consent to the transfer of your information to our facilities as described in this Privacy Policy.

What are Cookies?

A cookie is a small file of letters and numbers that is downloaded on to your computer when you visit a website. Cookies are used by many websites and can do a number of things (e.g., remembering your preferences, recording what you have put in your shopping basket, and counting the number of people looking at a website). When you visit our website (“Site”), we may collect information from you automatically through cookies or similar technology.

For additional information, visit www.allaboutcookies.org.

How Do We Use Cookies?

We use cookies to personalize our Site to better suit your needs (e.g., save personal preferences indicated by you) and to provide a more effective route to various components of our Site. Specifically, we use cookies for the following purposes:

  • Analytical purposes: Analytical cookies allow us to recognize, measure and track visitors to our Site. This helps us to improve and develop the way our Site works, for example, by determining whether Site visitors can find information easily, or by identifying the aspects of the Site that are of the most interest to them.
  • Session management: The software that runs our Site uses cookies for technical purposes needed by the internal workings of our servers. For instance, we use cookies to distribute requests among multiple servers, authenticate users and determine what features of the Site they can access, verify the origin of requests, keep track of information about a user’s session and determine which options or pages to display in order for the Site to function.
  • Functional purposes: Functional purpose cookies store information that is needed by our applications to process and operate. For example, where transactions or requests within an application involve multiple workflow stages, cookies are used to store the information from each stage temporarily, in order to facilitate completion of the overall transaction or request.

When you visit our Site, you may receive cookies that are set by third-parties. These cookies are used for the purposes described in the bullet points above. We do not control the settings of these third-party cookies, so we suggest you check the third-party websites for more information about their use of cookies and how to manage them.

What Types of Cookies Do We Use?

There are a number of different types of cookies, however, our Site uses:

  • Time zone cookies: This site uses a cookie to track the time zone that the connecting device is in.
  • Session cookies: The session cookie maintains your user experience from page to page.

This Site uses Google Analytics, a web analysis service provided by Google LLC (“Google”), to help us understand how site visitors use our Site and to continuously improve the user experience. The information generated about your use of this Site may be transferred to and stored in a Google server in the United States or otherwise outside of the EU. We use Google Analytics for aggregated, anonymized website traffic analysis and track website behavior such as what pages you looked at and for how long. To track your session usage, Google drops a cookie with a randomly generated ClientID in your browser. This ID is anonymized and contains no identifiable information like email, phone number, name, etc. We also send Google your IP Address. If you would like to opt out of Google Analytics entirely, download and install Google’s Opt-out Browser Add-on.

How to Manage Cookies

You can configure your browser to accept all cookies, reject all cookies, notify you when a cookie is set, or delete cookies that have already been set. Allaboutcookies.org explains how to remove cookies from your browser, however, note that some of our website features may not function as a result.

Privacy Policies of Other Websites

Our Site contains links to other websites. Our Privacy Policy only applies to our Site, so if you click on a link to another website, you should read their privacy policy.

Changes to Our Privacy Policy

This Policy may change from time to time. Such changes shall be effective immediately upon posting and will be posted on this page. By accessing our Site after we have posted changes to this Policy, you are agreeing to the terms of the Policy as modified.

This Privacy Policy was last updated on January 15,2024.

How to Contact The Moat Investor

If you have any questions regarding this Policy or would like to exercise your rights, you may contact us using the information below:

E-mail: contact@moatinvestor.com
Web: https://moatinvestor.com